Quick tip on saving money

I've been using the slow August days to catch up a bit on my personal finance.  Simple little tweaks can make a difference.   As I reviewed my annual car insurance bill, I noticed that I'm charged a $5/month surcharge to use my debit card.  By changing to direct withdrawal from my checking account, essentially no different, I eliminate that charge and save myself $60/year.  A series of small changes can make a difference. Check the details of your policies, there may be easy ways to save.